Jeevan Suraksha – Social Security Collective

Jeevan Suraksha Social Security Collective

Jeevan Suraksha Social Security Collective, an initiative of Health Guard Foundation, is a community-driven initiative designed to provide financial support to families during their most challenging times.

Jeevan Suraksha Social Security Collective

Jeevan Suraksha Social Security Collective, an initiative of Health Guard Foundation.

Jeevan Suraksha Social Security Collective, an initiative of Health Guard Foundation, is a community driven initiative founded by IT employees for IT professionals and all sections of society, ensuring financial stability in times of loss. Members contribute a nominal amount only when a fellow member passes away, providing up to ₹1 crore in support to the bereaved family. Contributions are transferred directly to the nominee’s account through our website, ensuring complete transparency while enabling us to track transactions and efficiently manage the collective.

What if We’re No Longer Around?

Our family depends on us. Traditional life insurance is not affordable for all and comes with many restrictions, but Jeevan Suraksha Social Security offers an affordable, community-based alternative with better coverage.

Protect your loved ones today—because their future matters.

How It Works?

Individuals can join by paying a nominal registration fee of ₹100 and an annual renewal fee of ₹100.

The scheme starts once 1,000 members enrol in a respective collective.

Upon the unfortunate demise of a member, all active members contribute a small amount (starting at ₹500).

As membership grows, contributions per death gradually reduce (as low as ₹35).

The collected fund is swiftly disbursed to the nominee of the deceased member.

Jeevan Suraksha portal allows members to track contributions and payments.

Members are encouraged to invite others to join and help reach the target membership faster

Jeevan Suraksha Social Security Collective

Multiple Collectives for Different Member Groups

To make the system inclusive and scalable, we offer different collectives based on financial capacity and preferences:

IT Professionals & Govt. Employees

IT & Govt. Employees (IT Professionals & Govt. Employees)

General Public & Business Owners

(Entrepreneurs, self-employed individuals, and the general public).

Other Collectives (Upcoming)

(Entrepreneurs, self-employed individuals, and the general public).

Illustration Table

Contribution Calculation Based on Membership Growth

The total amount collected per case depends on the number of active members contributing. Below is an estimate of how the per-member contribution reduces as membership increases:

Total Members	Contribution Per Member (₹)	Total Collected Fund (₹)
1,000	500	500,000
5,000	300	1,500,000
10,000	200	2,000,000
50,000	100	5,000,000
100,000	75	7,500,000
200,000	50	10,000,000
300,000	35	10,500,000